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Expert providers of mortgage and flexible asset finance for UK agricultural and equine businesses and individuals, flexi-funding help our valued clients to secure finance for farms, land, buildings, machinery, livestock, stables and horseboxes.

With 40+ core funders, flexi-funding have a wealth of contacts and the knowledge and experience to make a real difference to your next project. So whether it’s the purchase of farm land, property, new machinery for your farming operation, a new racehorse and horsebox or an investment to diversify your business, speak to flexi-funding first.

flexi-funding have recently helped clients buy agricultural and equine land, build new and additional houses, as well as expand and improve existing farm buildings, warehouses and stabling.

The brokers in the flexi-funding team are FCA compliant and all have a minimum of 10 years experience in the financial industry.

So speak to a real person! Our clients tell us it’s our personal and professional manner which sets us apart. That and flexi-funding’s extensive portfolio of funders, which mean the best packages and lower rates of interest on your finance.

To discuss your project call 07383 516 197
or email simon@flexi-funding.co.uk

We look forward to speaking with you!

Agricultural and Equine Mortgages

flexi-funding provides mortgages for agricultural and equine businesses:

  • Farms
  • Agricultural land
  • Agricultural buildings
  • Extra land purchasing
  • Renovations to agricultural buildings

flexi-funding offer mortgage funding options for farms, estates, smallholdings and agricultural businesses in the agricultural and equine sectors.

flexi-funding provides mortgages for agricultural and equine businesses
flexi-funding offer mortgage funding options for farms, estates, smallholdings and agricultural businesses in the agricultural and equine sectors.

Projects we have helped

  • Buying agricultural and equine land, buying property or land-based business, including agricultural and equestrian tied properties and buying bare land for new ventures
  • Re-mortgaging or consolidating existing debt to allow the business to develop
  • Buying out business partners, matrimonial or partnerships splits
  • Expanding or improving existing farm buildings, warehouses, stores, stabling and equine facilities 
  • Building a house, additional houses or other buildings on site
  • Bridging loans

Agricultural Businesses we have helped
We’ve helped create, develop or grow many agricultural enterprises including: 

  • Agricultural farms
  • Livestock farms
  • Multipurpose farms
  • Dairy farms
  • Alternative farming
  • Solar farms
  • Wind farms
  • Grain warehouses
  • Eco farms
  • Large Automation projects (milking machines etc)
flex-funding provides mortgages for agricultural and equine businesses
flexi-funding provides mortgages for equine businesses

Equestrian Businesses we have helped
We’ve helped create, develop or grow many equestrian enterprises including: 

  • Training or competition yards
  • Equestrian tied properties
  • Cross country courses
  • Riding schools 
  • Racing yards
  • Livery yards
  • Polo yards
  • Studs

Typical Equestrian Business Mortgage Term:
Terms up to 25 years

  • Fixed interest rates for up to 25 years
  • Bank based rate tracker variable interest rates
  • Combined employment and business income considered
  • Lump sum reductions with no or minimal early repayment penalty
  • No Introductory interest rates: just competitive rate for the whole term
  • Up to 70% loan to value (30% deposit) 100% mortgage considered with additional security (equity in existing property)
  • Interest only period for start-up businesses, new enterprises.

LEGAL NOTICE

Mortgages provided in association with Rural and Business Specialists Ltd.
Authorised and regulated by the FCA – 724325
The Raylor Centre, James Street, York, Y010 3DW.
Your property may be repossessed if you do not keep up repayments on your mortgage.

Why Go Flexi?

flexi-funding – trusted, independent, flexible and focused on what YOU need!

flexi-funding is a niche, specialist finance brokerage company operating throughout the United Kingdom. flexi-funding work with both private individuals and businesses who need funding for purchases in the fields of agriculture, equine and commerce.

Perhaps you have a 20% deposit? Maybe you haven’t… You might need a repayment term of 12 months. You might need a repayment term of 5 years, or perhaps as long as 10 years. Whatever your situation, flexi-funding can offer a solution.

flexi-funding offer a comprehensive range of finance and funding options to take the hassle out of your upcoming purchase

We know the circumstances of every individual and every business is different – which is why our bespoke finance options are ALWAYS tailored to each funding application.

With flexi-funding, you will ALWAYS have an initial consultation with one of out senior brokers – a vital step if we are to properly understand your individual and business needs.

  • Pay a deposit, or apply for funding of up to 100% of the project cost
  • Finance terms from 12 to 120 months
  • Match your repayments to your cashflow 
  • Once approved, funds become available within 24–48 hours of signing

Two tractor cultivating the land

Get in touch for a no obligation chat to discuss your funding

If you’re unsure about any detail, just ask – flexi-funding cover more areas than you might imagine! One-to-one service to take the hassle out of organising your finance. Time is money – so your flexi-funding broker handles as much of the process as possible.

We keep our eye on the detail in order to finance the best deal for you.

  • Firstly, contact us with your requirements
  • Then, your flexi-funding broker gets approval and manages the paperwork
  • Finally, once you sign the finance documents, the funding is released

To discuss your project call 07383 516 197
or email simon@flexi-funding.co.uk

 

Sectors

flexi-funding specialise in


 

flexi-agri

Agriculture

The flexi-funding team have strong links to the farming industry, rural communities and life in the countryside. So whether you want to finance expanding your current operation or want to diversify into new areas, we’ll take the time to understand your business and find you the best and most competitive finance deals.

Agricultural assets we finance include

  • Cars and 4×4 Vehicles
  • ATVs (all-terrain vehicles) and RTVs (side-by-side vehicles)
  • Tractors, Combines and related implements
  • Expansion projects
  • Business restructure
  • Incubators & hatchery equipment
  • Livestock – purchase and replacement
  • Labour costs
  • Food production
  • Waste management
  • Constructing of new property
  • Buying machinery or fixed equipment
  • Buying adjacent land
  • Expansion of garden centres and nurseries
  • Constructing new greenhouses or buildings
  • Orchard planting and management
  • Improving access and parking facilities
  • Air Source Heat Pumps
  • Biomass Boilers and Equipment
  • Biodiesel – alternative fuel
  • Alternate energy: Solar Panels / Wind Turbines

flexi-funding-pastures.jpg


 

flexi-equine

Equestrian

flexi-funding provide finance solutions to individuals looking to purchase a new horse, horsebox and tack, and the equine industry at large; for livery yards, equestrian centres, equestrian yards, transport operators, trainers and equestrian professionals.

Equine assets we finance include:

  • HGV horseboxes, 7.5T horseboxes up to 3.5T – 4.9T horseboxes
  • Trailers, cars and 4x4s
  • Barns, stabling, shelters and fencing
  • Veterinary equipment
  • Any other equine related equipment

Little girl brushing her pony
flexi-funding are the perfect choice to help you buy a horse, build a stable or purchase a horse box and horse tack

 


 

flexi-commercial

Commercial

flexi-funding can finance any new or used piece of machinery and equipment, supplied by either a specialist dealer or bought privately. flexi-funding can also finance capital projects, business diversification, stock purchases and all types of business investment.

From £1,000 to £10million, we provide funding solutions for all types of assets:

  • Borrow from £1,000 and set repayments to suit you from 1 up to 10 years
  • Flexible deposits – 0% deposit may be available subject to status

Haulage Fleet


 

To discuss your project call 07383 516 197
or email simon@flexi-funding.co.uk

 

Our Mortgages and Loans

The types of finance we offer.

Mortgages for agricultural and equine businesses
flexi-funding offer mortgages for farms, estates, smallholdings and agricultural businesses in the agricultural and equine sectors.

Hire Purchase
Pay a deposit then fund the outstanding balance plus interest, in regular payments over a set period to purchase outright.

Finance Lease
Lease your equipment for fixed rental payments that cover the cost of the asset, with options to continue with the lease, return or purchase the equipment at the end of the agreement.

Operating Lease
Invest in high value equipment for a set period with a residual value placed on the equipment. The rentals are lowered with options to return the equipment or continue with the lease at the end of the agreement.

Contract Hire
Lease your vehicles or equipment with an initial payment and a fixed monthly cost over an agreed period, removing uncertainty surrounding fluctuating residual values.

Refinance – Sale & HP back and Sale & Lease back
Get cashflow into your business by releasing capital from your current assets.

To discuss your project call 07383 516 197
or email simon@flexi-funding.co.uk